If you're looking for a house on the water in New Hampshire, who says you have to pay millions and millions?  How about half a million?

There is a new listing on Realtor.com brokered by Kerri Jenkins with Keller Williams Coastal Realty in Barrington that at first glimpse I thought, whoa!  That's a lot of money for a really small house, but then, I took a closer look.

This is the front of the house.  Small right?

Kerri Jenkins with Keller Williams Coastal Realty

But wait.... Here's the back of the house.  Can you see yourself sipping your coffee at this table overlooking Ayer Pond in Barrington?  Maybe a croissant with a little homemade jam on the side.  Beautiful.

Kerri Jenkins with Keller Williams Coastal Realty

The inside is lovely too!  Look at the living room!  The house has had the same owner for the past 37 years and they have taken really good care of it.

Kerri Jenkins with Keller Williams Coastal Realty

I love a woodstove.  This really sells it for me.  The place isn't that big, so a nice wood stove in the middle of the living space is perfect!

Kerri Jenkins with Keller Williams Coastal Realty

The property is located on a pond, but this looks like a lake to me.

Kerri Jenkins with Keller Williams Coastal Realty

C'mon now.  See why this place is just shy of half a mil?  GORGEOUS!

Kerri Jenkins with Keller Williams Coastal Realty

There is an open house for this property on Saturday and Sunday from 10a - 12noon, so if you are interested, make plans to go and I'll see you there!

Kerri Jenkins with Keller Williams Coastal Realty

LOOK: Here are the best lake towns to live in

Many of the included towns jump out at the casual observer as popular summer-rental spots--the Ozarks' Branson, Missouri, or Arizona's Lake Havasu--it might surprise you to dive deeper into some quality-of-life offerings beyond the beach and vacation homes. You'll likely pick up some knowledge from a wide range of Americana: one of the last remaining 1950s-style drive-ins in the Midwest; a Florida town that started as a Civil War veteran retirement area; an island boasting some of the country's top public schools and wealth-earners right in the middle of a lake between Seattle and Bellevue; and even a California town containing much more than Johnny Cash's prison blues.

LOOK: Here are the 50 best beach towns in America

Every beach town has its share of pluses and minuses, which got us thinking about what makes a beach town the best one to live in. To find out, Stacker consulted data from WalletHub, released June 17, 2020, that compares U.S. beach towns. Ratings are based on six categories: affordability, weather, safety, economy, education and health, and quality of life. The cities ranged in population from 10,000 to 150,000, but they had to have at least one local beach listed on TripAdvisor. Read the full methodology here. From those rankings, we selected the top 50. Readers who live in California and Florida will be unsurprised to learn that many of towns featured here are in one of those two states.

Keep reading to see if your favorite beach town made the cut.